Refinance With Disability Income in Arizona 2026: How Lenders Count SSDI, VA, and Private Benefits

Published on: 10/21/2026

Refinance with disability income in Arizona: how lenders count SSDI, VA disability, and private long term benefits, the 3 year rule, and the 25% gross up on tax free income. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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